Nonlinear coherent dense plasma structures—'blobs'—that form in the turbulent edge plasma of a tokamak play an important role in the anomalous nature of the plasma transport in that region. A plasma blob is normally formed when another kind of coherent structure—a radially elongated streamer structure—breaks due to differential stretching in the radial and poloidal directions. We investigate the nature of such a blob formation in the scrape-off layer region by taking into account electron temperature effects. It is found that the shear related to the poloidal gradient of the poloidal electric field plays a major role. A blob is predicted to form when this shear exceeds the interchange mode growth rate within the radially elongated region. Our theoretical estimate of this extended criterion for blob formation is validated from three-dimensional numerical simulation results using the BOUT++ framework and could be useful in the interpretation of blob formation in the presence of finite electron temperature gradient that is applicable in the H and L mode discharges.